When will my Car Insurance Go Up After Requiring to Get SR22 in New Mexico?
Q: I’ve been with my car insurance company for a long time, and now I have to get Las Cruces SR22 filed. Will my rates go up?
A: Rates almost always when someone starts having to file Las Cruces SR22 insurance, but almost always is still not always. A few cases exist, and aren’t all too rare, where someone has gotten into a big accident or started filing SR22 insurance, and hasn’t seen their rates rise even a little bit.
Most of the time, this happens in situtions such as yours. If you have been part of a company for a long time, then when you begin to need Las Cruces SR22 insurance, the company will let it slide as a first time offense. Your risk level will stay the same and so will your car insurance premium.
Another is if you’re a preferred customer. A preferred customer is someone with the least level of risk of all, a few steps above your average driver. If you’re preferred, it takes a little more than just a Las Cruces SR22 to knock you down to the regular policy holder level. With some companies you can even keep receiving your good drivers discount while filing SR22 insurance.
