New Mexico Auto Insurance Requirements

 

October 9, 2009 by · Leave a Comment
Filed under: Auto insurance New Mexico 
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Reader’s Question:

My driver’s license was suspended in North Carolina. I moved to New Mexico recently. Is there a way I can get a driver’s license and car insurance here? What are the New Mexico auto insurance requirements?

James

Albuquerque, NM

Hello, James. I do not mince words, so let me get straight to the point here. You are asking if you can get yourself a driver’s license and car insurance in New Mexico in spite of the fact that your driver’s license had been previously suspended in North Carolina? The answer to that is a NO.

I think you have to know this: The United States of America has a centralized system. And although we have our local offices, we also have a national office. So, if you think you can dupe the Department of Motor Vehicles in New Mexico, there is no chance on Earth that you can get yourself a new driver’s license because once your application goes through the National Drivers Registry, they will find out about your suspended license. You have to accept that there is no running away from the truth here.

Then, to answer your other question on car insurance, I think it is odd, if not outright outlandish, that someone with a suspended driver’s license be given car insurance coverage. And since we have already established that there is no way you are getting another license, let’s drop the car insurance.

Here’s what you do. Wait it out until your license is eligible for renewal. Then that’s the time you could apply for a driver’s license in New Mexico. And definitely, there will be many car insurance companies waiting for you.

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