Can a Person Insure a Car that is Registered in a Different State?
Reader’s Question:
I have a car that I will not be using for a long time and I do not want to sell it. My father would like to use my car but she lives in Alabama and I am in Albuquerque, New Mexico. Can she insure the vehicle in Alabama or should I just add her as an additional driver in my insurance? I am the one who will be making the payments.
Sam
Albuquerque, NM
If you want your father to insure your car, you will need to verify with your vehicle’s lienholder to make certain that they will approve it. Then you will need to check with New Mexico and Alabama to see how their rules and guidelines will apply to your specific situation. From there, you will need to find an insurance provider that will meet your insurance needs. So, if your father is able to insure your car, he may have a hard time looking for an insurance provider that will permit him to insure your car. Generally, insurance providers do not permit people to insure cars in which they have no insurable interest.
